Sallie Mae Signature Loans, my chances of getting approved without cosigner?

January 31, 2010 by admin · 1 Comment
Filed under: signature-loans 

I have no previous student loans, no bankrupts, I have a few credit cards that are current and are being paid on time. My only problem: I have some delinquencies that will be paid before applications. The delinquencies are not much, like 60, and 100 dollars each, but after going on for a few years have made my credit score go down. And I get denied certain things because of these. Will Sallie mae actually check and see if these things are paid, and see that I do pay my current cards on time. Or will the fact that i even had the delinquencies in the first place be my downfall even if they are paid. They said they go back like 7 years. But I have never had anything huge on my credit but small limit cards. No cars, no loans, so what are my chances..NO COSIGNER!! Also, already applied and got fafsa money, but it is not enough.

What Do I need to Qualify for Debt Consolidation Loan?

January 31, 2010 by admin · 1 Comment
Filed under: debt-consolidation-loans 

Not credit counseling, but debt consolidation loan. Can’t find any good info on the web, so your educated opinion would be helpful. What are credit requirements, home equity requirement, debt service ratio and other factors?

If you know a good resource that would be very helpful as well!!

Thanks.

How can I get privatized, credit based student loans without a co-signer? 36, married, in Wisc . , bad credit?

January 31, 2010 by admin · 2 Comments
Filed under: bad-credit-loans 

I am a full time student at Madison Area Technical College in Wisconsin. I am currently enrolled in summer courses and have already received my allotment of government sanctioned grants and loans. I tried a loan with Astrive but they said I needed a co-signer. I want to know if anyone can tell me whether there is a way to get something like an Astrive loan, while having “bad credit”, without a co-signer. Thanks.

Are education loans effected by our economy problems as well as home loans and car loans?

January 31, 2010 by admin · 3 Comments
Filed under: Loan 

I go to school online and I use education loans to pay for my education for the most part. Reporters talk about home forclosures due to loans and vehicle reposessions all the time, but I do not hear anything about education loans. Are education loans also affected by our slowing economy? I am worried if when I graduate, will I be able to afford the loans I took out for my education.

What are the best ways to get student loans with a decent interest rate?

January 31, 2010 by admin · 2 Comments
Filed under: Student Loan 

I have been in community college for the first 2 years of my schooling so I have not had to take out any student loans yet. I have been applying for loans for this next semester and I have been getting really high interest rates. Some are over 15% which I feel is riduculous. I am 21 years old with good credit and I have used my parents as co-borrowers when applying. They do not have great credit and my dad makes too much money for me to get any government help, but they don’t pay for anything. Where should I go for lower interest rate on loans? Also, what is a good amount to take out if I decide not to work next semester? Thanks!
My parents are married so any information I use goes for both parents.

any one know what company does auto loans for cars older then 10 years old?

January 31, 2010 by admin · 1 Comment
Filed under: auto-loan 

i have a auto loan through capital one for a 1995 toyota. i was wondering if any other company did loans for cars that are older then 10 years old… any one know of any?

Which is the best bank who is giving personal loans?

January 31, 2010 by admin · 4 Comments
Filed under: Loan 

I have many banks in my place Chennai in india who are giving personal loans, which is the BEST to get personal loans with low interest. Thanks

How to avail pre approved car loans when having almost no credit. ?

January 30, 2010 by admin · 4 Comments
Filed under: car-loans 

Hi all,
I am a student and don’t have a credit. So can anyone suggest me how i can have a car loans.
I have heard of pre approved car loans are there any possibilities that i can get a loans from such dealers.

Please help me out. Any reply will be appreciated.

Thanks in advance.

Does anyone know of, or have access to, a calculator for a compound interest loan??

January 30, 2010 by admin · 1 Comment
Filed under: Loans Calculator 

I pay a monthly loan, compounded interest, but make extremely variable payments…is there a calculator I can input my monthly payments so I know I’m not getting messed with?

Thanks Yahooooo!

If my student loans from sallie mae go into collections will bankruptcy cover them then?

January 30, 2010 by admin · 4 Comments
Filed under: signature-loans 

I was going to file bankruptcy anyways and i know that government student loans arent covered but i heard signature loans and private loans can be so just wondering

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