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In: Mortgage
1 Sep 2010My Dad passed away in June. He and Mom have two homes One has a reverse mortgage the other he took out a loan on for a line of credit. He apparently out lived his money and over the last ten years cashed in most of his life insurance policies. Bottom line, [...]
In: Mortgage
30 Aug 2010I have more than 20% down and am only interested in 30-year fix.
My realtor referred both a direct lender and a local BOA loan officer for me. She first suggested the direct lender because she thought I was thinking of using a FHA. Why would she say it’s better to work with the direct lender [...]
In: Mortgage
30 Aug 2010I need help and advice before I got married I owed about 30,000 in credit cards the past few years I was doing balance transfers just to have the 0% interest for 12 months but now banks are not lending balance transfers offers. So my credit cards are at the 30.00% interest, my mortgage is [...]
In: Mortgage
24 Aug 2010Right wingers claim that the housing bust was caused by “liberals’ making it too easy for lower income people to buy homes. This of course is a lie but who cares, it sounds good!
The housing crisis was caused by the massive de-regulation of the mortgage industry. Just go to Las Vegas and see the blocks [...]
I bought my first house in 2007. It seemed like a good idea at the time…
I ended up buying a 2bed/1bath condo for 170K In the Scottsdale, AZ area. I put about 8K down. Making for a loan of 162K. Interest rate was 5.95%. Not to bad I thought.
Now three years later I’ve paid that [...]
In: Mortgage
22 Aug 2010I’m not sure how much refinancing typically cost. I was given the figures below by a lender, how do they look? Loan balance is $175k currently. Originally 180k, had a 20% down @ 5.25% for 30 years.
15 year, zero point, escrowing for taxes and insurance, 3.75%.
Closing costs:
Lender fee $995 ($495 paid in advance)
Appraisal [...]
I live in Texas and have recently been informed my property tax will jump to approximately $20,000 due to 5 years of omitted property! The appraisal district has only been assessing the $17,000 land value of my property without including the $116,000 home sitting on it!
Well’s Fargo manages my escrow account, which will be [...]
I live in Texas and have recently been informed my property tax will jump to approximately $20,000 due to 5 years of omitted property! The appraisal district has only been assessing the $17,000 land value of my property without including the $116,000 home sitting on it!
Well’s Fargo manages my escrow account, which will be [...]
In: Mortgage
17 Aug 2010I live in Texas and have recently been informed my property tax will jump to approximately $20,000 due to 5 years of omitted property! The appraisal district has only been assessing the $17,000 land value of my property without including the $116,000 home sitting on it! I recently refinanced and I think it must [...]
In: Mortgage
17 Aug 2010My husband and I pretty much decided last Friday we’d start casually looking at homes to buy (first timers). Housing prices are not only bottomed out in our area, but interest rates are insanely low as well which is a rare pair. I have excellent credit, we have a small down payment, we love this [...]
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