Archive for the ‘Signature Loans’ Category

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Can anyone give me advice about our house in Bankruptcy?

In: Signature Loans

30 Jul 2011

We went bankrupt in November 2010, moved out of our mortgaged home, and moved into rented accommodation.. We owned a property (mortgaged) which had a 75K mortgage and also we had a 30K secured loan and £50K UNsecured debt. Just recently, one house near our old house, went for £105K, so the most [...]

bankruptcy question. . and our house we lost?

In: Signature Loans

29 Jul 2011

OK firstly, if you’re coming on here to give me advice and help: thank you. If you’re someone who is coming on here to stand in judgement, and tell me what horrible people me and my husband are for ‘racking up debt’ and then going bankrupt, and how the world is a much worse [...]

Bankruptcy question re repossession?

In: Signature Loans

28 Jul 2011

We went bankrupt in November 2010, moved out of our mortgaged home, and moved into rented accommodation.. We owned a property (mortgaged) which had a 75K mortgage and also we had a 30K secured loan and £50K UNsecured debt. Just recently, one house near our old house, went for £105K, so the most it will [...]

Question re bankruptcy?

In: Signature Loans

25 Jul 2011

OK firstly, if you’re coming on here to give me advice and help: thank you. If you’re someone who is coming on here to stand in judgement, and tell me what horrible people me and my husband are for ‘racking up debt’ and then going bankrupt, then don’t bother wasting your time, because I will [...]

Credit question?

In: Signature Loans

24 Jul 2011

Our community is in a terrible recession. Many of us recently became unemployed and the unemployment benfits have now run out. There are far fewer jobs than there are workers. The factory closings took everyone by surprise. Most of us like all of America had pretty substantial debt. Many have lost homes, cars etc. [...]

Which debt is more important to pay off?

In: Signature Loans

23 Jul 2011

My fiancee and I are in disagreement about finances (I have a background in loans, and he doesn’t).
Here is the situation:
We are possibly buying a house this year to take advantage of the $8000 tax incentive. He would like to use most of that (around $7000) to purchase new appliances for the [...]

I owe a couple thousand dollars on a couple credit cards, I lost my job and cannot pay them. . not now,anyways. .

In: Signature Loans

20 Jul 2011

..what, if anything, can these credit card companies do to me in the event I don’t pay them? I have heard that since they are unsecured,signature type loans, they cannot do anything except ruin your credit..is this true?? I have intentions of paying, I am just not in the position to pay right [...]

linear programming problem [quantitative analysis] Set up the objective function and constraints?

In: Signature Loans

18 Jul 2011

North Carolina State Bank is doing funds planning for next year. The bank has essentially five different funds uses, each with a different rate of return, as follows:
Signature loans (unsecured)21%
Installment loans on vehicles (secured with a lien on the vehicle) 18%
Home Improvement loans (secured with a second deed of trust) [...]

Consolidate with new mortgage?

In: Signature Loans

17 Jul 2011

I’m getting mixed answers on some research. I will be buying a home within the next year and I currently have a $10,000 unsecured signature loan that I recently took out. When I move this will be the single and only bill that I have…nothing else until I buy the house.
I’m pre-approved for the mortgage [...]

what can creditor do to me if i default on signature loan. ?

In: Signature Loans

16 Jul 2011

Hi,
I just can not find any decent information on this topic.
So I have an unsecured loan, actually 3 of them and it does not look good for me in the near future to keep repaying them.
What can my creditors do to me if i stop paying them? i understand my credit score will [...]

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