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If my student loans from sallie mae go into collections will bankruptcy cover them then?
In: Signature loans
30 Jan 2010I was going to file bankruptcy anyways and i know that government student loans arent covered but i heard signature loans and private loans can be so just wondering
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4 Responses to If my student loans from sallie mae go into collections will bankruptcy cover them then?
GeorgiaM
January 30th, 2010 at 7:20 am
No, you cannot file bankruptcy for any student loans. That’s pretty much the only thing you can’t file bankruptcy for.
Tiare
January 30th, 2010 at 7:28 am
They are probably not going to be included in the bankruptcy, so dont hold your breath. You might get lucky, but nearly all student loans fall under the same umbrella, no bankruptcy
DiamondB
January 30th, 2010 at 8:13 am
LOL!!!!!!!!!!!!!
katerbecker
January 30th, 2010 at 8:15 am
Nope, student loans have a special status. If you go into default on them (which takes almost years of non-payment) then it will mess up your credit for a long time, like 10 years. But SallieMae can probably have your tax returns, (any type of refund check from the Federal Gov’t) and garnish your wages. Not sure about student loans from, say, Citibank, but Sallie Mae is a goverment sponsored enterprise (GSE).