Looking For The Best Debt Consolidation Loan?
I so want out of my debt, and I’ve been searching online for a really good debt consolidation program, but I’m just so affraid and I don’t know what to do. What bothers me the most is the fact that I might have to spend a lot of money on interest fees. I’m irritated.
debt consolidation loans,home equity loans?
me and my wife just bought a house 7 months ago and when we moved in we did not realize how much we needed to get the house adequete with furniture etc. so now we have ran up quite a few credit cards and have a 4000 furniture bill that we are barely getting by paying .so vcan someone tell me how debt consolidation works, and if it will mess your credit up. our house appraised at 92500,while we owe 86000 on it so any advice u give would help . thanks
I need a personal loan of $5000. 00 but my credit is bad, and I don’t have enough debt to do debt consolidation?
I want to combine my debt but I don’t have enough debt to qualify for a debt consolidation program. please help
Can anyone tell me a good place to get a debt consolidation loan?
I also need info on what it truely means to get a debt con loan.
If going to credit consolidation. credit counseling can we put student loans on there?
My husband is going to do the credit consolidation/ credit counseling and he has a student loan that is in collections. Can he include that on the consolidation?
Is debt consolidation a bad thing?
Does a consolidation loan look bad on credit? I need to get my life together. I am under mountains of debt, with no hope of getting out of it without some kind of loan. I could not menatlly handle a bankruptcy. I need advice please!
Bankrupsy vs loan consolidation?
I have a cousin who is 25 years old and wants to file bankrupcy.
He has debt but it is around $10,000. He is not a stable kid. He can’t keep a steady job and when he does work he doesn’t work full time and of course doesn’t make very much money.
I guess he has talked to loan consolidators and attorneys about filing bankrupcy. The people who have given him advice told him that there wasn’t any difference between them in respect to your credit score. In other words, both hurt your credit score equally.
Now, I told him he shouldn’t file bankrupcy because his debt really isn’t that bad to warrant it. Also, paying a consistent loan consolidation bill each month would help his credit.
I’m really not sure if I gave him the right advice…………SO what are the pros and cons of loan consolidation vs bankrupcy?
bad credit consolidation loan?
I need to find out where there are bad credit consolidation loan lenders. I’m looking to get rid of my credit card debt fast and get the type of loan to do that.
Is it a silly idea to get a debt consolidation loan to pay off another loan?
Someone told me to do that to pay off my student loans and credit card bills.
Debt Consolidation loan? Good or bad?
Ok my husband and i are trying to get out of debt! We hate that we are in so much debt and we want to eliminate it as soon as possible. We DONT have a lot of money so its not that easy. I just wanted peoples opinions on whether or not we should try to get a debt consolidation loan. We currently have approx $50,000 in debt.
$26000- 2 vehicle loans
$12,00-2 personal loans
$12,000-Credit Cards
What is the BEST way to eliminate this debt?? I know paying more on everything per month can really help but unfortunatly we dont have THAT much more that we can pay towards everything. We are young and accrued all this debt a few years ago. We realized we were really stupid for doing this and we have learned our lesson. Now how do we get out?
I also should add that NOTHING we have is old or in collections or backed up. We have no back taxes, or unpaid everything. We just make minimum payments on everything but all of our accounts are always current.
My other issues are that our cars are no longer worth what we paid. Since gas prices went way up and we have a truck and an suv we couldnt get out of those loans if we tried!! If we do debt consolidation it would only be through our bank (Bank of America) so no scams….