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Payday Loans | Personal Loans | Home Loans
In: Bad credit loans
26 May 2010I have had some bad debts for 6 years now. I probably owe $11,000. I’ve heard that after 7 years, the debt falls off. However, credits can jump around loop holes to extend the time period and creating more activities. I am still in college, so it is hard for me to pay it [...]
If you pay a lump sum down on an interest only mortgage does that then drop your monthly payment based on a re-calculated principal balance?
ex. a 200K mortgage @ 6 % has a interest payment of 1000.00 based on 200,000*.06/ 12 months if a lump sum of 20,000 is paid the next months principal [...]
In: Loan
14 Feb 2010I’ve read that the US interest rate has dropped significantly. I’m in the market for an unsecured personal loan, and have been offered 10.99% ($6000, 36 month). I have good credit, but I’m only 25 so my credit history is limited. Should I wait for banks to offer lower rates?
In: Auto loan
8 Feb 2010I have a current auto loan with a fico score of 697. My interest rate is 11% for 72-months. I am looking to refinance this auto loan.
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