Will the interest rate drop affect unsecured personal loans?

February 14, 2010 by admin · 4 Comments
Filed under: Loan 

I’ve read that the US interest rate has dropped significantly. I’m in the market for an unsecured personal loan, and have been offered 10.99% ($6000, 36 month). I have good credit, but I’m only 25 so my credit history is limited. Should I wait for banks to offer lower rates?

When will the recent federal reserve rate cuts translate into a significant rate drop in auto loans?

February 8, 2010 by admin · 1 Comment
Filed under: auto-loan 

I have a current auto loan with a fico score of 697. My interest rate is 11% for 72-months. I am looking to refinance this auto loan.