Can I get a vehicle loan and a personal combined into one loan from the bank?
Does the bank allow you to take out a loan for a vehicle and for a personal loan at once? I have never received a loan from a bank, but I am thinking about it to take care of some old debts and get a new car. The loan would be for about $24,000. I have great credit, so that wouldn’t be an issue. I bank at TierOne.
How can I get into Credit Counseling?
I am interested to learn on how I can get into credit counseling. I would even be willing to complete classes and take a certification exam. Where do I start?
I think some people are misreading my question. I do not need credit counseling. I want to be a budget/credit counselor.
Is it a good idea to consolidate a bunch of small loans into one personal loan?
I have a bunch of small loans ( auto, credit cards, etc) and it’s really annoying keeping track of. Would it be a good idea to apply for a perosnal loan, payoff all my little loans and just have one bill a month instead of 5 that are due at all different times?
What’s the additional cost that needs to be figured into a home loan other than then actual payment?
The mortgage company said they would give me a 7% interest rate, not bad considering my credit is shot. So I punch that into a amortization calculator and get a payment on a $75,000 house at $498.98. Yet, the broker said my payment would be about $705. What else are they figuring in to the payment?
What formula or numbers are the lenders using to give me the rough number? How can I figure the taxes, insurance, etc cost myself so I can get a better number on paper to build my budget around?
Is it smart to combine 2 auto loans into 1?
I have 2 auto loans. The first I owe about $16,000 for the next 3 years and the second I owe about $11,000 for the next 4 years. I want to try and save some money each month by doing this and I am not sure if this is a good idea or not? Also If this is a good option what type of loan would be good? I already have a Home Equity. I guess Personal would be my only other option? Tell me what you think?
Can I get a Mortgage anywhere that can also roll my other loans into it? If so, where? How?
Hello everyone.
I’m 30 years old and I’m looking into buying a house of my own.
My job isn’t perfect. I make $300 a week. I have just over $1000 saved(if need be I can get or borrow whatever more is needed for down payment or closing…
my credit is just below average. I had issues 2 years ago but have been doing well the past 2 years(no bankruptcy’s or defaults, just a messy breakup that caused my credit to drop due to late payments)
I’m not looking for anything fancy. Perhaps a foreclosure or a fixer upper somewhere.
My issue is that last summer I bought a new car. on top of which I have a personal loan. around $14,000 left for the car and $7,000 for the loan.
I know it’s a long shot, and I’m not sure it’s possible so I’m asking here. Can I get a mortgage anywhere, would there be a place that would consider rolling my other loans into the mortgage?
Say I found a house valued at 50k selling for 20k? would anyone grant me a mortgage for 42k under such circumstances?
I’m not looking for anything more than 60k. at most and in my area there are dozens of houses going for 10-20k. their full value and such I have yet to look into, but that is another matter in hand. If I can’t find a house I can’t find a house. step one is making sure that if I find a house I’ll be able to get the house so I don’t waste time or money looking.
Doing calculators even at 7% interest(very high I know) at a 50k mortgage, my payments would be almost half what I’m paying now, and doesn’t even take into account my current rent!
This is something I need, more than anyone can imagine. So, is there a way, or a place or a person or a company that would work with me?
Thank you to any and all answers. 
Student Loans for people with bad credit that take only to co-signers credit into consideration?
I have bad credit, but need a student loan. Stafford loans only offer $200 because I am on scholarship, but I still need money for books and rent. I have a co-signer with good credit available. Are there any loans that will just look at their information instead of my own?
And where would I find these?
How do they roll taxes into home loans?
My wife and I are young college graduates, and with the falling housing market, home ownership is looking better and better. We live in NW Wisconsin, where a decent home will cost you $115,000 – My question is this; how does the cost of taxes play into this? The average home tax around here is $1500 – $2,000 / year here. Does this mean that our loan of say $100,000 becomes $160,000 ($2k/yr/30yr)
Will any debt consolidation company include secured debts like cars and educational loans into the program?
Will any debt consolidation company include secured debts like cars and educational loans into the program?
Is it uncommon, does anyone know of one?
What to do if your student loans go into default?
Is there any kind of way to get out of default with student loans, i can make siggnificant payments but the loan company is not working with me. Would it be a good idea to take out a personal loan to pay them off? Suggestions please?