How can I calculate my minimum monthly student loan payment?

March 11, 2010 by admin · 5 Comments
Filed under: Loans Calculator 

Im having to do this for my finance project, and so Im unsure of how to do this. I dont want to use one of those student loan calculators on the web because Im required to write it out by hand. I will owe $37500 at graduation at an interest rate of 6.8% and the time period is 15 years.

It also says if i make an extra $80 per month, how much does that reduce the time?

Thanks!

Sallie Mae Signature loan Requirements?

March 11, 2010 by admin · 3 Comments
Filed under: signature-loans 

Sallie Mae ran my credit and my credit is pretty good. Does anyone know of the credit requirements that Sallie Mae imposes when they do credit checks. All I have on mine is college loans. Thanks for the information.

Looking For The Best Debt Consolidation Loan?

March 11, 2010 by admin · 5 Comments
Filed under: debt-consolidation-loans 

I so want out of my debt, and I’ve been searching online for a really good debt consolidation program, but I’m just so affraid and I don’t know what to do. What bothers me the most is the fact that I might have to spend a lot of money on interest fees. I’m irritated.

Are there any loan companies in Austin that provide unsecured cash loans to people with bad credit?

March 11, 2010 by admin · 2 Comments
Filed under: bad-credit-loans 

How do I “secure” a personal loan?

March 11, 2010 by admin · Leave a Comment
Filed under: personal-loan 

I am planning on a home equity loan but through a relative. They will declare the interest I pay on their taxes. I want to claim the interest I pay on MY taxes, so I need to secure the loan against my property. I have some vague idea of what I need to do but need specifics. Obviously, I would like to spend as little as possible to secure the loan. I live in Maryland. Has anyone done this before? Thanks.

Best reason why i need a personal loan to tell the bank?

March 11, 2010 by admin · 8 Comments
Filed under: personal-loan 

I need a personal loan , but what is the best reason to tell the bank. The bank wont approve my reason im sure, but i need it. its something i need not a want. When banks ask why do you need the loan, what is the best thing to say?

Where can I find a unsecured personal loan that is not a payday loan?

March 11, 2010 by admin · 5 Comments
Filed under: personal-loan 

How high are interest rates on a car loan on bad credit?

March 11, 2010 by admin · 5 Comments
Filed under: bad-credit-loans 

I just want to get a general idea from people who have or who have known someone else who have gotten a car loan on bad credit and how high the interest rate is.

Let’s say the applicant has a well-paying job but only for the past few months (say, 90k/yr). Looking at a new car 20-30k, on a 5 year payments plan. Down payment is 10%-20%.

What interest rates would you expect for mid-500’s credit score?

For 500?

For high 400’s?

Even lower? (is that possible?)
So car loan companies look at a lot more than just the credit score, right?

As in, a 550 credit score (due to no credit history) is much better than a 550 score that’s due to collections and late payments.

Can I get a home loan, Bad credit from a bad marriage. . ?

March 11, 2010 by admin · 4 Comments
Filed under: bad-credit-loans 

My credit is absolute crap from my former marriage (wife spending caused me extreme financial burden). When I say crap I mean bottom of the barrel.

I work from home and make between 5-7k a month. I want to move from California and relocate to GA where the housing is very cheap compared to here. I can easily afford a 500/mo mortgage on my income… But could I even get a loan despite my horrible credit? If so how much down would it take to get the loan?

I need a personal loan of $5000. 00 but my credit is bad, and I don’t have enough debt to do debt consolidation?

March 11, 2010 by admin · Leave a Comment
Filed under: debt-consolidation-loans 

I want to combine my debt but I don’t have enough debt to qualify for a debt consolidation program. please help

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