Should I ask friends for a personal loan to help with high rate credit cards?
Hello–I now have a full-time job and live with my boyfriend (sharing rent and all expenses), but I am still unable to pay off all my credit cards (with a very hight rate of 30%). In 2 years +, I’ve only managed to pay the interest, nothing more, so I still owe the exact amount as in January 2004. I am desperate and thinking of asking some of my friends for a personal loan at a more reasonable rate…What do you think? Would that ruin our friendship? Is it a terrible idea? (Thank you, I’m very much at loss.)
Can i get a lower interest rate on car loan if i still got bad credit?
I still got bad credit but i have an excellent payment history with my auto loan company for the past seven months. My interest rate is 22.92% YIKES but i needed a car bad. the loan is for 9270 and its down to 8400. I had it since May08 and i got 41 months to remaining. Seeking advice not a tongue lashing,lol.
Who is the best loan company that has the lowest interest rate for a personal loan?
I want to find one that has an interest rate lower than 20%..I have already tried Citi Fiancial and they suck !!
what is the annual percentage rate for a personal loan through american general financing?
I was wondering if a loan through american general financing is worth it or putting in on a regular credit card with a 15.99 interest rate and paying more than half off each month
With the economy, would banks be more willing to give home loans to people with bad credit at a lower rate?
I’m thinking about buying a home in rural KY where I live now. I have horrible credit, so with reading my question above. What would you think? Or would I still be laughed at? I’m just outgrowing my home with my family. And renting sucks. I’m looking at a loan of 50k
What is the current average interest rate on a personal loan?
I have a co-signer with perfect credit, we’re looking for $7500 to start a small business. I can’t seem to find a good website with definitive answers.
what is an average interest rate for bad credit home loan?
Where can I get a personal loan for a very low ineterest rate?
I want to get a personal loan for about $5000.00 and want a low interest rate. The banks are around 12%, which is too much for me to pay back a month. Does anyone have any suggestions?
Home loan interest rate – was I quoted wrong?
My husband and I are buying a home. The home we are looking at is about $73,000. We were quoted a 6.25% interest rate for a 30 year note with a monthly payment of $908 (without tti). This seemed quite excessive to me. Coming home and doing the calculations (on bankrate.com’s mortgage calculator), a 30 year note of $73,000 with a 6.25% interest rate should result in a $450 monthly payment. In order to get my monthly payment up to $908, I had to make my interest rate 14.75%. Now, the underwriter said the 6.25% wasn’t the APR. What does that mean? Why would I have two interest rates, and why is one so much higher than the other? If we pay $908 a month, we end up paying $326,000 for a $78,000 home. This seems a little ludicrous to me. Anyone with financial experience got any wisdom to share?
This was just the man who’s selling me the house who will put everything together for the loan application. The total including TTI was $1208.
Is there a legal maximum interest rate on auto loans?
I bought a car at a buy here pay here car lot in Florida and I am being charged 24% interest. Is that legal?