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What can I do to someone who forges my co-signer signature on a student loan?
In: Signature Loans
21 Feb 2010If someone forges my name as a co-signer on a student loan what can be done to them? Can my name be taken off the note and my credit restored if they haven’t been paying the loan?
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7 Responses to What can I do to someone who forges my co-signer signature on a student loan?
bigdg1989
February 21st, 2010 at 7:16 am
The loan should be denied then, since you were not the one who signed it.
RE
February 21st, 2010 at 7:41 am
If you can prove they used your signature in a court, they can fry for it. If someone did that to you, I hope you hang them by the short hairs.
lil southern girl
February 21st, 2010 at 8:39 am
Press criminal charges. Forgery is a crime, and one that will affect your credit if the person defaults on the loan. Get copies of everything from the loan company, file an official complaint with them through whoever handles that internally in the company, and press charges with the local police. The police report part is important if this person has screwed up your credit, because all the credit bureaus will require a copy of it as part of the proof that you did not obtain that loan.
ibu guru
February 21st, 2010 at 9:12 am
Get a good attorney. You have to file suit and/or file charges against the forger, and an attorney is the only one who can weigh the ins & outs of the options, and ensure that you are not held liable for repaying the student loan.
You could file a police report for forgery, but that might not be enough to really protect you. GET a lawyer!
nora
February 21st, 2010 at 10:12 am
Call the police! This will affect your credit, when they screw up and not repay the loan! Better yet if you know the school there attending, call the financial aid office! and alert them. I’m sorry to hear your going through this.
Cherry W
February 21st, 2010 at 11:07 am
Was the person who forged your signature a close friend or relative? It seems obvious that if a stranger had forged your name you would have already taken steps thru the legal system. If a family member or close friend has taken this liberty there is always the hesitance to file legal charges, however, you should not allow this to stand without taking steps to protect yourself. Confront the person in a safe manner (if a friend or fam situation), have several witnesses (2 or 3) keep the confrontation non violent but be firm in letting him/her know that you will not just let this slide. Give them a time limit to correct this issue (48 hrs) or you will take legal steps to correct it. You must not allow them to use you in this manner. You are responsible for keeping a clean credit history. Your future is at stake, if someone will victimize you in this manner who knows what they may do the next time?
Found-1
February 21st, 2010 at 12:01 pm
I agree. Call the police, file a report and press charges.