What is the best way to raise my 657 FICO score? I pay off all of my credit cards every month. ?

In: Personal Loan

24 Apr 2010


Would taking out a secured personal loan help? I have no other debt.

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5 Responses to What is the best way to raise my 657 FICO score? I pay off all of my credit cards every month. ?

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Judy

April 24th, 2010 at 2:34 am

When I was 18, I got two credit cards.
I used one for gas and one for food.
I paid in full each month.
I ended up with almost perfect credit scores – no other loans – honest truth.

Pay off your credit cards – BUT.. continue using them for things you need each month.
This will show usage on your credit report.
Your credit card reports your balance on the closing date to the credit bureaus.
Don’t pay before you receive a statement in the mail.
Also, never exceed more than 30% of your available credit limit on your card.
A future creditor will see that you can use credit wisely and will have no idea if you are paying interest or not.

Remember the rule: Pay in full each month and get amazing credit. And never pay the credit cards a penny in interest.
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Credit Expert

April 24th, 2010 at 3:23 am

Keep at least 10% of the balance on the credit cards. Paying them off each month erases the credit experience. It would help a lot to buy a home.

See below MyFico.com credit score increase blog

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Andy

April 24th, 2010 at 3:34 am

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-score.10001mb.com

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Andrews

April 24th, 2010 at 3:54 am

hi
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Brandon

April 24th, 2010 at 4:33 am

hey

The best website for reapiring of bad credits is – check desctription.They will show you exactly what to do.
I’m sure this will help

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